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If the other driver was not carrying the required insurance, your attorney will examine your own policy to determine if you have Med Pay or Uninsured/Underinsured Motorist (UIM) coverage. If you have UIM, you will be able to make a claim for damages with your own insurance company.
In some cases, your insurer may deny that you have UIM coverage, but if they cannot produce a signed statement from you stating that you were offered the coverage and declined it, Sacramento & Elk Grove-based experienced attorneys John M. O'Brien & Grant Zehnder who are familiar with the state’s insurance law may be able to compel the company to pay your claim.
DISCLAIMER: This article is not a substitute for legal advice and in no way constitutes legal advice or gives rise to an attorney-client relationship. Adequate counsel is fact-dependent and requires independent analysis and inquiry specific to your situation and circumstances. This article is simply meant as a guide to explain in general and brief terms certain issues and serves to provide general information. Contact O'Brien & Zehnder Law Firm at 916-714-8200 if you require legal help or wish to seek legal advice for your specific legal issue(s).