If you have been injured in an accident that was caused by someone else’s negligence, likely the negligent party will have an insurance policy to compensate you for your damages. This means, however, that you will need to communicate with a representative from the insurance company, known as an insurance adjuster, in order to recover your losses.
If you have been seriously injured then we strongly recommend that you have an attorney be your advocate. Why?
Here are three ways that we, at O'Brien & Zehnder Law Firm, can help you fight the insurance company to achieve the best possible outcome in your case:
1) We Protect You from the Insurance Company’s Tactics
Despite insurance existing as a means of protection, insurance adjusters will always look after the interest of their company first and foremost. Some of the tactics they use include:
- Attempting to get an innocent party to admit to fault or a percentage of fault
- Rushing a settlement before an injured party is fully aware of all their injuries
- Pressuring the injured party to give a statement before they have had a chance to speak to an attorney
- Endeavoring to settle a claim for the lowest amount possible.
Consulting with an experienced attorney from the start, equips you to better understand what you legal rights are and what can be done to protect these.
2) We Help Prove Liability
We are prepared to, if needed, defend you against an adjuster who tries to blame you for the incident. We do this by making use of police reports, witness testimony, photographs, videos, and accident reconstruction specialists. In addition, we have the resources to send our own investigators to the scene of the accident in order to seek clarity of the incident and help prove our client’s innocence. Without an attorney, you may not have access to the resources needed to prove liability in your case.
3) We Fight to Prove the Value of Your Claim
Paying any claim is a financial loss to an insurance company, thus an adjuster will use every excuse in the book to drop the value of a claim. This may include arguing that the proposed compensation needed for anticipated future medical expenses. An adjuster could attempt to challenge the length of treatment received or surmise that the damages an injured party suffered is linked to another incident unrelated to the accident. An experienced personal injury attorney has the legal knowledge to effectively combat these types of challenges that arise.
O'Brien & Zehnder Law Firm was formed with one thought in mind: justice for injured victims. Our record over the past eighteen years proves how successful we have been in achieving that goal. It remains our singular mission even today.
We handle a wide variety of Sacramento and Elk Grove personal injury cases, ranging from automobile and construction site accidents to product liability and wrongful death actions. We have the experience, expertise, and resources to take on any defendant, large or small, to ensure justice for our clients.